LESS COMPETITION Consumers typically buy homes in the spring and summer, so the demand for housing during winter months ismuch lower. You’ll have fewer buyers

Great News – FHA’s new, Higher loan limits are effective with case numbers (basically contracts) pulled on or after 1-1-2020. And the Conforming limits are

There could be some truth to this myth, if you plan on living in the house for a long time. If you plan to only

When consumers borrow money from a financial institution, the interest paid on the loan is the largest, but not the only component of the cost

This is the classic myth. Mortgages are notorious for being difficult and stressful. In reality, it’s all about the lender. Some lenders don’t communicate well

Lenders themselves will not sell your personal information to telemarketers. However, your information can still be distributed. When you apply for a mortgage your lender

Buyers often believe that only their loan amount and interest rate determine their monthly mortgage payments. Many buyers, especially first-time buyers, get into trouble this

I get asked frequently about the closing costs associated with getting a new mortgage. Many people think that when the closing fee is marked in

The ability to transfer title of real estate, in whole or in part, is a fundamental right of property ownership. If you own a house,

This is a myth that I hear almost daily. Properties are listed as modular when they are truly manufactured and vice versa. The truth is

When you go through a divorce the party that is forced to move out and find another house is going to have a difficult time

Co-signing for a friend or family members creates debt that MOST DEFINITELY CAN affect your ability to qualify for a new home loan. Many people

While the down payment is a huge upfront expense to buying a home, it isn’t the only one that you need to take into account.

The number of new VA loans declined last year to just over $110 billion, the first year-over-year decline since 2010. VA loans typically have lower

I receive calls every day from homebuyers looking to sell their current home who want to use the equity from that home for the down

Although making a large down payment on your mortgage does cut the payment, it depends on what you mean by “Large”. I speak to clients

They typically are NOT the real deal! I receive several of these letters every week from my past clients. They reach out via phone, text

Wrong. Though it may take time to rebuild your credit and prove your ability to repay, you can absolutely still buy a home after bankruptcy

While getting pre-approved by a lender is considered the first step towards getting your new home loan, it does not obligate you to work with that lender

Let’s be real, shall we? Getting a mortgage can be a little frightening. Actually very frightening. Who doesn’t get jittery at the prospect of coughing up a

Monday Mortgage Myth Buster 2/4/2019 Don’t assume that as interest rates have been inching up, that it’s no longer worth refinancing your mortgage. A rule

Your credit may not be perfectly spotless, but that doesn’t mean you can’t buy a home. While Conventional loans require a score of at least

An ad for down payment assistance, specifically CHFA, was brought to my attention over the weekend. This ad stated that CHFA would contribute 4% of

Here’s to everyone who wants to purchase a home, millennials included, in 2019! Don’t believe what you read, there are many articles floating around out

Make it a Photo Op Every year there is debate about when to take down holiday decorations. Ideally that decision is often best left to

New Year – New Limits The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limits that apply to all conventional mortgages delivered to Fannie

Baby It’s Cold Outside! In a strong real estate market such as Denver’s, we are seeing a continuation of homes selling into the Fall and

Before You Freeze Your Credit. The most recent Equifax security breach certainly exposed millions of informational profiles that may potentially cause some credit issues for

The Front Range is Front Choice. Moving is often one of the most dreaded and stressful times in a life. Unless of course it’s a

Where to Look. How to Factor a Decision. Where does one begin when looking for a neighborhood to fit their family? There are many things