Rising Conforming Loan Limits

New Year – New Limits

The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limits that apply to all conventional mortgages delivered to Fannie Mae, including general loan limits and the high-cost area loan limits. High-cost area loan limits vary by geographic location.

In Colorado, especially within the front range due to our rising values and costs associated with growth, the limits reached significant increases in 2018 that will help the borrower.

Loans that exceed these limits are known as non-conforming or jumbo loans. Additionally would be the ability to have a second mortgage placed on a property to make up the difference to close on the gap.


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