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Colorado Home Mortgage
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Myth: Adding someone to title allows them to automatically take over ownership of the property if something happens to the other person(s) on title.
The ability to transfer title of real estate, in whole or in part, is a fundamental right of property ownership. If you
Myth: Manufactured and Modular Homes are the same
This is a myth that I hear almost daily. Properties are listed as modular when they are truly manufactured and vice versa.
Mortgage Myth: Sticky subject….divorce
When you go through a divorce the party that is forced to move out and find another house is going to have
Mortgage Myth: If you co-sign for a friend or a family members car, credit card, loan, etc., it will NOT affect your ability to qualify for a home loan in the future.
Co-signing for a friend or family members creates debt that MOST DEFINITELY CAN affect your ability to qualify for a new home
Myth: The down payment is your only upfront cost on a purchase mortgage.
While the down payment is a huge upfront expense to buying a home, it isn’t the only one that you need to
Red tape and lack of awareness keeps many Veterans from seeking a VA loan
The number of new VA loans declined last year to just over $110 billion, the first year-over-year decline since 2010. VA loans
Mortgage Myth: Putting a large amount of over $10,000 towards your mortgage after closing will reduce the payment automatically
I receive calls every day from homebuyers looking to sell their current home who want to use the equity from that home
Myth Buster, A larger down payment will drastically lower my monthly mortgage payment
Although making a large down payment on your mortgage does cut the payment, it depends on what you mean by “Large”. I
Myth: These refinance letters that I am receiving are the real deal
They typically are NOT the real deal! I receive several of these letters every week from my past clients. They reach out
Myth: You can never buy a home after filing for bankruptcy.
Wrong. Though it may take time to rebuild your credit and prove your ability to repay, you can absolutely still buy a
Myth: You must use the lender that pre-approved you.
While getting pre-approved by a lender is considered the first step towards getting your new home loan, it does not obligate you to work
Myth Buster: 4 top fears
Let’s be real, shall we? Getting a mortgage can be a little frightening. Actually very frightening. Who doesn’t get jittery at the prospect of
Myth: It is too late to refinance
Monday Mortgage Myth Buster 2/4/2019 Don’t assume that as interest rates have been inching up, that it’s no longer worth refinancing your
Mortgage Mythbuster: You DON’T need perfect credit to buy a house.
Your credit may not be perfectly spotless, but that doesn’t mean you can’t buy a home. While Conventional loans require a score
Myth Buster # 2 | 4% CHFA?
An ad for down payment assistance, specifically CHFA, was brought to my attention over the weekend. This ad stated that CHFA would
Debunking Mortgage Insurance Myths
Here’s to everyone who wants to purchase a home, millennials included, in 2019! Don’t believe what you read, there are many articles
Before You Take Down Christmas
Make it a Photo Op Every year there is debate about when to take down holiday decorations. Ideally that decision is often
The Holiday Season Is Upon Us
From Halloween to the New Year We all know what happens when Halloween comes up each year. Yep, it’s the season! A
Debt Reduction Without Losing Credit
Pay Off the Cards – But Don’t Lose the Account Many people start preparing long ahead of time for buying a home.
Are Virtual Tours Worth It?
Ready to Put Your Home Online? Virtual tours with a home listing today are like peas and carrots. They seemingly go together
Rising Conforming Loan Limits
New Year – New Limits The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limits that apply to all conventional mortgages
