Myth: You can never buy a home after filing for bankruptcy.

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An Eighteen year veteran of home loan lending in Colorado, Ashley created the Fairway Fast Speed Team that gets loans closed in record time!

Wrong. Though it may take time to rebuild your credit and prove your ability to repay, you can absolutely still buy a home after bankruptcy or any other derogatory credit event. The main thing you have to do is wait. Waiting periods depend on both the type of credit event you’ve experienced and the loan program you are interested in. The table below is a helpful guide.